Accidental Death Benefit

value paid to the beneficiary of an accidental death insurance policy or a life insurance policy having an accidental death clause or writer in the event of the insured dies because of an accident such policies or Clauses often provide also for bodily injury causing various forms of dismemberment in which case the benefit is paid to the insurer double or triple identity policies pay twice or three times a base value of the policy exclusions typically applied to death or injury caused by War illegal activities or non-commercial Aviation time meaning death or dismemberment must occur within a specified. Following an accident in age limits usually apply