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  1.  corporate finance:  prophets that are not paid out as dividends but are instead added to the company’s Capital base
  2.  Investments:  purchase of a large number of shares in a controlled way so as to avoid driving the price up and institutions accumulation program for instance may take weeks or months to complete
  3.  mutual funds:  investment of a fixed dollar amount regularly and reinvestment of dividends and capital gains


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