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  1.  individual authorized by another person called the principal to act in the ladders behalf in transactions involving a third-party banks are frequently appointed by individuals B2B their agents and so authorized their employees to act on behalf of principles agents have three basic characteristics
    1.  they act on behalf of and are subject to control of the principal
    2.  they do not have title to the principal’s property
    3.  they owe the duty of obedient to the principals orders

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underwriting shorthand for all included referring to an issuer’s interest…

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