Category: A – Definitions

 talk that fall sharply usually in the wake of such negative news as unexpected Port earnings as shareholders rushed to cell and few buyers can be found the price plunge dramatically like an airplane hitting an air pocket

base price from which to judge capital gains or losses upon sale of an asset like a stock or Bond the cost of commissions in effect is the ducted at the time of sale when net proceeds are used for tax purposes the price must be adjusted to account for any stock splits that have occurred since the initial purchase before arriving at the adjusted basis

formula for calculating finance charges based on account balance remaining after adjusting for payments and credits posted during the billing period. Interest charges under this method are lower than those under the average daily balance and previous balance method

 preferred stock whose dividend it said of being fixed is adjusted usually quarterly based on changes in the treasury bill rate or other money market rate the prices of adjustable rate preferreds are less volatile than fix rate preferreds also called floating rate or variable rate preferred

1. mortgage agreement between a financial institution in a real estate buyer stipulating predetermined adjustments of the interest rate at specific intervals
2.  mortgage payments are tied to some index outside the control of the bank or Savings and Loan institution such as the interest rate on us treasury bills or the average national mortgage rate adjustments are made regularly usually at intervals of 1 3 or 5 years
3.  in return for taking some of the risk of a rising interest rates borrowers get a lower rate at the beginning of the adjustable-rate mortgage than they would if they took out a fixed rate mortgage covering the same turn
4.  a homeowner who is worried about sharply Rising interest rates should probably choose a fixed rate mortgage whereas one who thinks rate will Rise modestly stay stable or fall should choose an adjustable rate mortgage critics of (arms) charge that these mortgages entice young homeowners to undertake potentially onerous commitments
5.  also called a variable rate mortgage vrm the arm should not be confused with the graduated payment mortgage which is issued at a fixed rate with monthly payments designed to increase as borrower income increases

1. contract between participating members of an investment banking Syndicate sometimes called Syndicate contract or purchase group agreement it is the guys from the underwriting agreement which is signed by the company issuing the Securities and The Syndicate manager acting as agent for the underwriting group
2.  the agreement among Underwriters
   1.  appoints the originating investment banker at Syndicate manager agent 
   2.  appoint additional managers if considered advisable
   3.  Define members proportionate liability( usually limited to the amount of their participation) and agrees to pay each members share on settlement date
   4.  authorizes the manager to form an allocate units is selling group and agrees to abide by the rules of the selling group agreement
   5.  State the life of The Syndicate usually running until 30 days after termination of the selling group or ending earlier by Mutual consent

1.  classification of trade accounts receivable by date of sale usually prepared by a company’s auditor the Aging as the schedule is called is a vital tool in analyzing the quality of a company’s receivables investment it is frequently required by granted tours of credit the schedule is most often seen as
   1.  1 a list of the amount of receivables by the month in which they are created
   2.  into a list of receivables by maturity classified as current or as being in various stages of delinquency
2.  the Aging schedule reveals patterns of delinquency and shows where collection efforts should be concentrated it helps in evaluating the adequacy of the reserve for bad debts because the longer account stretch out the more likely they are to become uncollectible using a schedule can help prevent the loss of future sales since old customers will fall to behind tend to seek out new sources of supply

mutual fund holding stocks of rapidly growing companies while these companies maybe large or small they all shared histories of and prospects for above average profit growth aggressive growth front funds are designed solely for capital appreciation since they produce little or no income from dividends this type of mutual fund is typically more volatile than the overall stock market meaning its shares will rise far more than the average stock during bull markets and will fall further than the typical stock and bear markets investors in aggressive growth funds must realize that the value of their shares will fluctuate sharply overtime aggressive growth funds are also called maximum capital gains funds or capital appreciation funds

1.  in general: any bringing together of parts or units to form a collective hole in the case of data to consolidate and thus reduce it
2.  personal finance: internet related service usually called account aggregation that provides all-in-one convenience by consolidating on the web page information and service from various sources such as your bank account your brokerage account and your credit cards confidential access is gained by entering a username and password some banks offer account aggregation as a convenience to customers usually free of charge
3.  corporate finance: collecting and treating as one of the investment proposals of different operating units
4.  future: combining all of the positions owned or controlled by a trader for reporting and compliance purposes

in macroeconomics the total amount of goods and services supply to the market at alternative price levels in a given time of. Also called total output the central concept is supply-side economics it corresponds with aggregate demand as defined as the total amount of goods and services is demanded in the economy at alternative income levels in a given. Including both consumer and producers Goods aggregate demand is also called total spending the aggregate supply curve just describes the relationship between price levels and the quantity of output that firms are willing to provide